Parity, as it relates to mental health and substance abuse, prohibits insurers or health care service plans from discriminating between coverage offered for mental illness, serious mental illness, substance abuse, and other physical disorders and diseases. In short, parity requires insurers to provide the same level of benefits for mental illness, serious mental illness or substance abuse as for other physical disorders and diseases. These benefits include visit limits, deductibles, copayments, and lifetime and annual limits.”
~ National Conference of State Legislators ~
Every therapist in private practice should know how to access information about the laws concerning mental health and the insurance industry. Here is an explanation and a link to parity across the United States.
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